
The company emphasized that working on all phases of a construction project in one location simplifies logistics and improves efficiency in planning and execution, avoiding budget dispersion. In the long term, an increase in the sale of construction materials is expected, as mortgage credit facilitates access to housing and stimulates the market.
An increase in the demand for construction materials is anticipated, which could lead to a price increase if supply does not meet demand. However, competition among suppliers could keep prices stable or even reduce them. Sebastián Cantero, CEO of TBSA Toro Brokers, highlighted that low interest rates and affordable down payments are facilitating families' entry into the housing market.
On the other hand, the demand for materials such as bricks, cement, sand, gravel, iron, and steel is experiencing exponential growth, with projected sales increases of 10% to 20% in the coming months. Mortgage credits are gaining importance as a key tool for accessing home ownership and revitalizing the real estate sector, stimulating demand for products across all stages of construction.
Domingo EcheverrÃa, regional sales manager of Familia Bercomat, mentioned that bricks, cement, sand, gravel, iron, steel, sheets, profiles, insulation, screws, paints, ceramics, coatings, wood, doors, and windows are some of the most requested materials in projects financed with mortgage credits. This variety reflects the need for comprehensive supplies for projects of various magnitudes, from small expansions to complete homes.
Structured financing allows families to plan their construction and purchase supplies in a more organized manner, benefiting manufacturers and distributors with sustained sales growth. The construction of homes not only drives the industry but also strengthens its economic and social importance, generating a greater volume of operations in the sector. Familia Bercomat offers discounts and additional services for those with a mortgage credit, making it easier for them to acquire materials throughout the construction process. In conclusion, despite the potential risks involved, access to mortgage credit is opening new opportunities for more people to achieve the dream of owning their own home.