In Argentina, cash indemnity insurance is gaining popularity as a way to cover medical expenses not typically included in standard health plans. These payments provide financial flexibility to address immediate needs. A key advantage is the speed of payment: once the required medical documentation is submitted, the indemnity is paid within 15 business days. The funds can be used for various purposes, such as covering the cost difference for higher-quality imported prosthetics recommended by a doctor. The indemnity also covers transportation and accommodation if the insured needs to undergo surgery in a different city. This is particularly useful for the self-employed and freelancers, as it compensates for lost income during illness. According to Rogelio Suárez, Head of Health at La Segunda Seguros, this is a concrete financial support when it is most needed, especially in situations where a standard health plan does not provide full coverage. The cost of this additional insurance ranges from 14,000 to 29,000 Argentine pesos per month. It functions as a readily available financial reserve for unexpected expenses. Among the most common costs covered by this insurance are imported prosthetics, travel and lodging, loss of income, and out-of-network medical fees.
Cash Indemnity in Argentina: New Financial Health Support
Cash indemnity insurance is rising in popularity in Argentina to cover medical expenses outside standard plans. It offers fast compensation and financial flexibility for families and the self-employed, especially for imported prosthetics, lost income, or treatment in another city.
