Unlike the old direct reimbursement system, this scheme relies on fiscal regulations to boost the sector by providing access to credit and exclusive financial benefits for the bank's clients. According to Argentina News Agency, the program aims to sustain activity in domestic destinations amid a decline in consumption. The available tools allow financing from transportation and accommodation to daily expenses on gastronomy and recreation, with options reaching up to 12 interest-free installments.
Personal Loans 'Viajá+': amounts and rates
The central focus of this proposal is personal loans at sole signature, designed to cover accommodation expenses without affecting the credit card limit:
• Amount: From a minimum of $250,000 to $5,000,000. • Rate: Features a fixed Annual Nominal Rate (TNA) of 28%, a figure significantly lower than the private market average. • Terms: Repayment options in 9, 12, 15, and 18 months. • Management: The process is 100% digital through the BNA+ app, and funds are transferred directly to the affiliated provider (hotel, real estate agency, or resort).
Guide to discounts and financing by category
The initiative includes a wide range of benefits for those using Banco Nación's payment methods and the MODO virtual wallet:
• Hotels and hostels: Up to 12 interest-free installments in selected establishments. • National flights: 10% discount with no cap and up to 6 interest-free installments at Aerolíneas Argentinas. • Resorts: 10% discount with no cap and up to 6 interest-free installments for tent and umbrella rentals. • Gastronomy: 20% savings on the 'Gastronomic Route' with a cap of $10,000 per purchase. • Car rentals and agencies: Financing in 6 and 12 interest-free installments. • Regional products: 20% savings with a monthly cap of $20,000 and up to 3 interest-free installments.
The entire offer and the list of affiliated providers in the different provinces can be consulted through the Semana Nación portal or directly from the bank's app.
In the framework of the 2026 summer season, the national government presented a new edition of 'Viajá+', an initiative of Banco Nación (BNA) designed to promote domestic tourism.
