Meanwhile, for employees, it is a condition to have at least four years of activity, while for the self-employed and monotributistas, the requirement is a minimum of two years. In the midst of the controversy over credits granted to leaders of the ruling party, obtaining a mortgage loan from Banco Nación is far from a simple process for the average citizen, as the entity sets strict conditions that seek to guarantee the payment capacity of people requesting the financing in a context where the demand for housing financing is growing. According to what Agencia Noticias Argentinas learned, among the main requirements, it is possible to add up the income of up to two holders and two co-borrowers, who must be direct relatives, such as father and son, although the holders must represent at least 50% of the total required. As for the employment situation, interested parties must be employees, have at least one year of seniority and at least six months in their current job. A loan can be simulated on the bank's website. There is also the option of 'topeo por CVS', which limits the increase in installments based on salary evolution, but it implies a higher financial cost. Finally, the necessary documentation that must be presented upon request includes ID and proof of income according to the applicant's profile.
