Real estate sales in Buenos Aires fell 16.6% year-on-year. "After several years of sustained growth, in 2026 we will likely see year-on-year declines, as the latest reports show," said the president of the Buenos Aires College of Notaries, Magdalena Tato, according to the Argentine News Agency. The head explained that the importance of mortgage credit is a key factor for the dynamism of the real estate market: "this 38% year-on-year mortgage decline directly impacts the market." The leader observed that "credit not only drives and multiplies transactions, but also allows more families to access housing. In that sense, it is encouraging that lines with preferential rates are beginning to appear, which are generating expectations again." In 2025, the Buenos Aires real estate market showed a strong recovery, with a total of 69,461 deeds, representing a year-on-year increase of 26.8%, one of the best performances in recent decades. This rebound was mainly driven by the return of mortgage credit, greater macroeconomic stability, and better expectations, which boosted demand for most of the year. However, towards the end of 2025, a slowdown became evident due to rising interest rates, tighter credit access conditions, and less dynamism in financing, factors that began to affect activity. UVA credits are beginning to become cheaper in line with inflation, which, while still high, shows some slowdown. Although levels remain high in historical terms, the rate cut is already beginning to reactivate inquiries and transactions: at least four institutions have recently placed lines with rates below 10%, which could boost new credit demands. In the monthly comparison, operations showed a slight recovery: they grew by 4.2% compared to January 2026, when 3,423 deeds were registered. The total amount of transactions amounted to ARS 618,179 million. The average amount per operation was ARS 173,305,037, equivalent to about USD 120,764 at the average official exchange rate. That is why it is a fundamental factor, and when the market offers it, people take it as a form of financing.
